Fast and efficient Pre-Bankruptcy Certification

Work with one of the most established companies in the financial counseling sector. We have been helping people with financial education for over 48 years.

Before filing for bankruptcy, you must receive a financial briefing that outlines the opportunities for available credit counseling and have a budget analysis performed during the 180 day period preceding the date you file bankruptcy.

Counseling sessions take anywhere from 45 minutes to 1½ hours. Following this counseling, you will receive a budget analysis and a certificate. The certificate must be filed with the court along with your bankruptcy paperwork.

Click here to see how you should prepare for you initial consultation with your bankruptcy attorney! (PDF File)

Contact us today for a fast and efficient solution to bankruptcy certification!

Call Credit Advisors Foundation today at 1-800-625-7725

Click here to begin now!

*If counseling completed between the hours of 9am and 6pm CST Monday through Friday. If counseling is completed after 6pm CST, the certificate will be issued on the next business day.

We do have a fee waiver program. If you are truly unable to pay the $50 fee for this counseling you may apply for a fee waiver by having your attorney send a letter to Credit Advisors explaining your situation and why the $50 poses a hardship for you. Please include your name and contact information in the letter so that we may contact you upon approval. Letters may be sent to: