WILL I EVER GET CREDIT AGAIN?

Yes! Banks now offer secured credit cards. Basically a pre-paid credit card, you can usually get one with as little as $200. As you prove your ability to pay your balance down the bank will generally increase the limit. In two years time you may even get a mortgage with terms as desirable as those who did not declare bankruptcy. Banks will be more interested in your down payment and what your income is than the fact that you filed for bankruptcy in the past.



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